Karen Lutz
REALTOR®
Royal Lepage Advance Realty
250-202-6906
250-202-6906
250-286-3293
1-800-286-1932

Karen Lutz

Hi everyone, if you’re reading this then you have at least considered taking a chance on a “Karen”. I can promise you, I’m like no other Karen you’ve ever met or laughed at on the internet.

A born and raised B.C girl, I grew up in the Lower Mainland and moved to this wonderful community almost a decade ago with my young family of four. The decision to raise both of our daughters in a smaller and more close knit community couldn’t have been more ideal. Simply put, no other place has ever felt more like home.

I’ve spent most of my professional life working with children and their families, focused on child development through strong foundations and community support. For the previous six years, I have been responsible for running the strong start program at Sandowne Elementary School. This position has allowed me to teach young children , meet new people and share what our community has to offer. I have a profound passion for developing relationships and connecting people to their community. I was recognized for this in 2018 when I received the local heroes and community builder award. My commitment to this community and my personal and professional pursuits are forever expanding. Having achieved my goals in my previous career, I knew it was time to pursue this new endeavour. Real estate is something I have always been interested in and passionate about, so here I am :)

With my knowledge of the Mid island area, the contacts that I have created, along with my commitment to people and community, I am confident I can address all of your buying and selling needs. Buying and selling a home is one of the biggest moments of a persons life and I would love to be a part of your experience, because it’s more than just a house.

870 Sayward Rd
NI Kelsey Bay/Sayward Sayward V0P 1R0

$829,999
Residential beds: 5 baths: 2.0 2,042 sq. ft. built: 1960

Main Photo: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 1: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 2: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 3: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 4: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 5: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 6: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 7: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 8: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 9: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 10: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 11: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 12: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 13: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 14: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 15: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 16: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 17: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 18: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 19: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 20: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 21: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 22: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 23: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 24: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 25: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 26: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 27: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 28: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 29: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 30: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 31: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 32: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 33: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 34: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 35: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 36: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 37: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 38: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 39: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 40: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 41: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 42: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 43: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 44: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 45: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 46: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 47: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 48: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 49: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Photo 50: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
Status:
Active
Prop. Type:
Residential
MLS® Num:
1024169
Bedrooms:
5
Bathrooms:
2
Year Built:
1960
This 10-acre property offers far more than a home—it delivers a true lifestyle. The five-bedroom, two-bathroom farmhouse is perfectly suited for families, hobby farmers, or those seeking space to grow and unwind. Designed with equestrian enthusiasts in mind, the property features a spacious barn with stables, dedicated workspace, and a two-bay garage, providing ample room for horses, equipment, and projects. A charming private cabin offers the perfect retreat for guests, creative pursuits, or potential retreat. Additional highlights include a chicken coop, established vegetable gardens, and a greenhouse—ideal for sustainable living and farm-to-table enjoyment. Both the main home and cabin are nestled alongside a peaceful creek, creating a serene and private setting that feels worlds away from the everyday. Whether you’re dreaming of country living, an equestrian, hobby farm, or a tranquil retreat property, this rare offering promises a lifestyle rich in space, nature, and possibility.
Property Type:
Residential
Type:
Single Family Residence
Year built:
1960 (Age: 66)
Living Area:
2,041.71 sq. ft.
Listing General Location:
NI Kelsey Bay/Sayward, North Island
Bedrooms:
5
Bathrooms:
2.0 (Full:-/Half:-)
Lot Size:
9.84 acre(s)
Kitchens:
1
Taxes:
$2,071.65 / 2025
Construction:
Frame Wood, Insulation All
New Construction:
No
Basement:
Partially Finished
Foundation:
Brick/Mortar, Concrete Perimeter
Roof:
Asphalt Shingle
Other Structures:
Barn(s), Greenhouse, Guest Accommodations, Storage Shed, Workshop
Floor finish:
Mixed
Total Building Area:
2,041.71 sq. ft.
Total Unfinished Area:
0 sq. ft.
# Bedrooms or Dens Total:
6
# Main Level Bedrooms:
1
# Second Level Bedrooms:
4
# Third Level Bedrooms:
0
# Lower Level Bedrooms:
0
# Other Level Bedrooms:
0
# Main Level Bathrooms:
1
# Second Level Bathrooms:
1
# Third Level Bathrooms:
0
# Lower Level Bathrooms:
0
# Other Level Bathrooms:
0
# Main Level Kitchens:
1
# Second Level Kitchens:
0
# Third Level Kitchens:
0
# Lower Level Kitchens:
0
# Other Level Kitchens:
0
Living Area Lower Floor:
0 sq. ft.
Living Area Main Floor:
1,430.06 sq. ft.
Living Area Other Floor:
0 sq. ft.
Living Area 2nd Floor:
611.66 sq. ft.
Living Area 3rd Floor:
0 sq. ft.
Fireplaces:
1
Fireplace Details:
Wood Burning
Laundry Features:
In House
Water supply:
Well: Drilled
Sewer:
Septic System
Cooling:
None
Heating:
Forced Air, Wood
Fireplace:
Yes
F/S/W/D
Insulated Windows, Skylight(s)
Balcony/Patio, Fenced
Mountain(s), River
Main Level
0
Yes
No
Unrestricted
Floor
Type
Size
Other
Main Floor
Bedroom
11'6" × 11'1"
Main Floor
Laundry
11'5" × 8'8"
Main Floor
Living Room
17'3" × 11'1"
Main Floor
Family Room
19'9" × 18'5"
Main Floor
Dining Room
12'1" × 11'2"
Main Floor
Kitchen
25'3" × 23'3"
Main Floor
Office
7'7" × 5'7"
Main Floor
Mud Room
11'4" × 7'8"
2nd Floor
Bedroom
12'6" × 10'2"
2nd Floor
Bedroom
10'1" × 8'1"
2nd Floor
Bedroom
13'1" × 10'3"
2nd Floor
Bedroom - Primary
15'5" × 13'4"
Lower Level
Den
15' × 10'7"
Lower Level
Unfinished Room
30'9" × 30'8"
Other
Garage
23'7" × 11'3"
Other
Workshop
15'11" × 11'6"
Floor
Ensuite
Pieces
Other
Main Floor
No
4
4-Piece
2nd Floor
No
2
2-Piece
Financing Notes:
Coop Brok Fee = 3.5%/$100K+1.5%/B with physical introduction, otherwise $1,000
Assessed:
730000.0
Assessment year:
2025
Jurisdiction name:
Campbell River Rural (772)
Legal Description:
LOT 1, PLAN VIP16813, SECTION 29, TOWNSHIP 3, SAYWARD LAND DISTRICT
Number of 2 piece baths:
1
Number of 3 piece baths:
0
Number of 4 piece baths:
1
Number of 5 piece baths:
0
Number of 2 piece Ensuites:
0
Number of 3 piece Ensuites:
0
Number of 4 piece Ensuites:
0
Occupancy:
Owner
Property Condition:
Resale
Exposure / Faces:
See Remarks
Layout:
Main Level Entry with Lower/Upper Lvl(s)
Lot Site Features:
Acreage, Marina Nearby, Rural Setting, In Wooded Area
Attached Garage:
No
Carport Spaces:
0
Garage Spaces:
0
Garage:
No
Parking Features:
Driveway
Total Parking Spaces:
6
Road Surface Type:
Paved
Date Listed:
Jan 28, 2026
Original Price:
829999.0
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    Cabin over looking the creek
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  • Photo 12: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
    Deck off of private cabin over looking the creek
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  • Photo 14: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
    Hallway
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  • Photo 24: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
    Primary bedroom overlooking the creek.
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    with 200 amp service.
  • Photo 30: 870 Sayward Rd in Sayward: NI Kelsey Bay/Sayward Single Family Residence for sale (North Island)  : MLS®# 1024169
    Chicken coop
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    cabin
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    Cabin
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    Cabin
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    Cabin
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    Cabin
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Listed by Royal LePage Advance Realty
Data was last updated February 15, 2026 at 04:05 AM (UTC)
Area Statistics
Listings on market:
20
Avg list price:
$402,450
Min list price:
$59,000
Max list price:
$3,890,000
Avg days on market:
117
Min days on market:
2
Max days on market:
358
Avg price per sq.ft.:
$215.08
These statistics are generated based on the current listing's property type and located in NI Kelsey Bay/Sayward. Average values are derived using median calculations. This data is not produced by the MLS® system.
Karen Lutz

Email Karen Lutz

MLS® property information is provided under copyright© by the Vancouver Island Real Estate Board and Victoria Real Estate Board. The information is from sources deemed reliable, but should not be relied upon without independent verification.